Prior to moving to our new house we lived in military base housing for four years, which means that our housing allowance covers the rent plus utilities such as electric, hot water, and trash. The only utility bills we paid for out of pocket were cable, phone, and Internet. We have been preparing for the shock of generating heat and electricity to our new house and were pretty spot on with our estimate on how much our electric bill would be..our heat is electric and I believe our water is gas. (I may have this wrong–my pregnancy brain isn’t working as well as it should). Anyway, our grand total for our electric bill minus the 25 dollar hook up fee was $225 and our gas bill was around $100.00 for the month of January. It’s been a very cold month so I’m expecting this to go down once spring arrives and we don’t have to have the heat up- we have kept the heat at a consistent 68-70 degrees when we are home during the day, turn it down at night and down even further when we aren’t home. I know a lot of my readers are bloggers who are building a Ryan home so just thought I would share this information with you–we have the Zachary model and 4 bedrooms so it’s a decent sized house to heat/provide electricity too. I don’t have any fun photos to share to this post but here is where much of our hard earned money went this month…here in Southern Maryland we have SMECO (Southern Maryland Energy Company) for our electric company.